HARD MONEY LENDING MAKES
YOU A CASH BUYER WITH POWER

Hard money lending is one of the easiest loans to get for beginners and is always a favorite with intermediate and experienced investors.  It's also one of the best financing alternatives to secure funds for your deal based on the value of the property.

Close more deals faster.
When traditional banks say No, the Business Finance Store says Yes.
Hard money loans give investors flexibility with numerous financing options, direct underwriting, fast approvals and quick 7-10 days to closings.

The Loan to Value Ratio (LTV) will be between 65-85% depending on the condition and location of the property.  Most hard money loan periods are for 30 days to 1 year with a prepayment penalty between 2-4%.


It's Asset Based Funding At It's Best...

hard money lending for investors




No personal credit checks

The property must qualify NOT the investor or your company.


Don't scream like a little girl because of fees and high interest rates.  Typically 9-12% Like all conveniences it's pricey.  But it's tax deductible. Just think of it this way- you're buying money and it's a cost of doing the deal. 

Click the button to get funding anywhere in the U.S.

HARD MONEY LENDING For real estate investors


Use hard money lending for quick closings

Hard money is ideal for rehabbing and flipping, and for eliminating seasoning issues with probates and foreclosure properties. It's also a great match for buying bulk REO packages that you intend to break apart and flip to investors.  

It's the perfect type of funding for single family homes and small multifamily properties. Use it to buy under performing rental property. Rehab and rent, make it cash flow, then sell it to an investor as a turn key investment. Many investors like turnkey properties because there's no bids, no waiting, no stress and all the work is already done.

Typically, the monthly payment can be structured as interest only. And after establishing a trustworthy relationship with your lender, you'll probably be allowed to pay the monthly interest at the end of the loan.

To give yourself extra credibility when applying for hard money, analyze the deal and have the numbers broken down on paper.  Include a complete list of repairs and holding costs.  Describe your exit strategy and construct a timeline in which the project will be completed.   With the report, you'll present like a professional and position your deal for approval.

Although it might cost more, hard money lending will allow you agile maneuverability and quick action. You'll already have the deal done before most investors can even submit a contract.

Click to Apply for hard money lending
HARD MONEY LENDING MAKES YOU A CASH BUYER WITH POWER





Hard Money Lending to Cash Flow Analyzer